India Salary Tools for Real Pay Calculations
7th CPC salary, pay matrix, DA, arrears, HRA, gratuity, NPS, and tax tools all in one place, built for real pay questions.
India salary tools
Start with the tool that matches your actual question instead of forcing one generic salary calculator to cover tax, HRA, central government pay, and gratuity all at once.
7th CPC Salary Calculator
Central-government salary estimation with allowances, deductions, and a clearer gross-versus-in-hand reading.
Open calculator8th CPC Salary Calculator
Project a future pay revision from the live 7th CPC pay basis, fitment factor, allowances, and recovery pattern.
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DA Calculator
Check dearness allowance planning alongside the live salary structure and the rate-gap view.
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DA Arrear Calculator
Estimate the core arrear line created by a revised DA or DR rate using the unpaid period.
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HRA Calculator
Review house-rent allowance and exemption treatment based on city rules, rent, and salary inputs.
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Transport Allowance Calculator
Estimate current 7th CPC transport allowance with DA thereon by pay band and higher-city status.
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NPS Calculator
Estimate NPS contribution, tax deduction view, retirement corpus, and the usual lump-sum plus annuity split.
Open calculatorGratuity Calculator
Estimate gratuity from last drawn wages, service length, statutory rules, and the current legal ceiling.
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Income Tax Calculator
Compare old-versus-new regime salary tax outcomes with deductions, HRA, surcharge, and capital-gains lines.
Open calculatorSalary & Rules Guides
Use these guides when you need to understand the rules, formulas, and policies behind the numbers — not just the final figure.
Read Editorial GuidelinesHow 7th CPC Salary Works
Understand basic pay, DA, HRA, transport allowance, NPS, and why two 7th CPC payslips can still look very different.
Pay Matrix Table
Check the official 7th CPC basic-pay levels and cells before you move into DA, HRA, and full salary analysis.
Pay Level Pages
Use level-specific pages when the question is about one CPC band, its live cells, city-class effect, in-hand reading, and 8th CPC planning range.
How Gratuity Is Calculated in India
See the 15-by-26 formula, the five-year threshold, the six-month rounding rule, and why gratuity is not the same as your full exit payout.
How Much HRA Is Part of 7th CPC Salary
Check the current X, Y, and Z class HRA rates and see how salary-side HRA differs from HRA tax exemption.
Pick the right India tool fast
Use these quick rule anchors when you want to jump straight to the page that answers your question.
| Topic | Fast reference | Best next page |
|---|---|---|
| Pay matrix first | When the first question is the official basic-pay cell for a level, not the final salary after DA, HRA, and deductions. | Pay Matrix Table |
| DA only | When the first question is how much dearness allowance the current rate creates on a given basic pay, or how much the latest revision added in rupee terms. | DA Calculator |
| 7th CPC DA | The current central-government DA order in force lifts DA to 60% of basic pay from 1 January 2026, which changes HRA, TA with DA, NPS base, and take-home planning. | 7th CPC Salary Calculator |
| Current HRA bands | Under the central-government route, HRA bands are currently 30%, 20%, and 10% of basic pay because the DA threshold for the higher band is already crossed. | 7th CPC Salary Calculator |
| HRA exemption | Tax exemption is the least of actual HRA, rent minus 10% of salary, and 50% or 40% of salary depending on metro status. | HRA Calculator |
| New regime rebate | The current resident-individual rebate under the new regime can wipe out tax up to a taxable income of ₹12 lakh, subject to the official rule conditions. | Income Tax Calculator |
| Salaried zero-tax checkpoint | For many ordinary salaried cases, ₹12.75 lakh gross under the new regime is the practical zero-tax checkpoint because the ₹75,000 salaried standard deduction pulls taxable income back to ₹12 lakh. | Income Tax Calculator |
| Standard gratuity formula | The usual legal route is 15 days' wages for each completed year of service, divided by 26, with the usual threshold and rounding checks layered on top. | India Gratuity Calculator |
Sources and References
These pages are built around the official rule sources that shape central-government pay, salaried tax planning, HRA exemption, and gratuity.
- Income Tax Department: salaried individual guidance
- Income Tax Department: new tax regime vs old tax regime FAQs
- Income Tax Department: income tax calculator overview
- Department of Expenditure: DA revision to 60% from 01.01.2026
- Department of Expenditure: HRA instructions compendium
- Department of Expenditure: 7th CPC transport allowance order
- Ministry of Labour & Employment: Payment of Gratuity Act, 1972
- Payment of Gratuity Act, 1972 PDF
These pages are designed for planning, offer comparison, and rule-checking. They are not replacements for a department pay slip, an employer payroll file, a Form 16, or a case-specific gratuity order.